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Property Jargon of the Day: Mortgage Reducing Term Assurance (MRTA) – 99.co A Buy-to-Let mortgage (BTL) allows someone to purchase a property with the intention of renting it out. If the owner wishes to let a property, either for short term lets (such as holiday letting or student accommodation) or for long term lets (e.g. letting out the property for a year or more), then the owner must legally obtain a Buy-to-Let.
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